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25 June 2009
Lotto winner may need passport
A Dundee man who won a six-figure sum on a National Lottery scratch card but doesn’t have sufficient identification will likely have to apply for a passport to get his cash (writes Graeme Strachan).
William Hamilton, of Kirkton, bought the lucky 100 Grand ticket for £2 from a Spar store in Douglas on Sunday afternoon.

He matched two numbers to equal a total of 10 before eagerly scratching away the remaining panel to reveal the hidden prize — and that was when the 52-year-old realised he had won the top prize of £100,000.

But Mr Hamilton is unsure if he will ever see the money because Camelot Group, which manages the National Lottery, is refusing to pay out until he has proper ID and a bank account.

He claims he does not have a bank account, passport or driver’s licence because he has not needed them, spending around seven years in prison.

Mr Hamilton was today out trying to find a solution to his problem.

He’s got a letter addressed to him from Servite housing, from Greenwood Personal Credit, from Dundee Sheriff Court as well as his health card from the NHS, birth lines and a passport photograph signed by his GP.

But that’s not enough for Camelot or to open up a bank account.

It’s thought Mr Hamilton is now looking into applying for a passport in order to get his winnings.

Brother Eddie today said, “Camelot were happy to take his £2 but now they won’t pay up.

“William’s running around trying to find a way of getting the money.

“I think applying for a passport is something he’ll have to look at but it will take weeks.

“But he might not have any other choice.”

Exacerbating the problem is the fact that Camelot has attributed the win to Mr Hamilton’s sister, after she phoned on his behalf to confirm if the ticket was genuine.

Janet is registered as the winner of the money so now they want her to fill out a declaration saying she’s not the winner rather than putting the money into Janet’s bank account so she can give it to her brother.

According to the Hamiltons, every bank they have tried has turned down their request to open an account for Mr Hamilton because he has insufficient identification.

The British Banking Association said, “Since 1994, when the Money Laundering Regulations became law, all banks, building societies and other businesses providing financial services have had to put procedures in place to stop criminals from using them to launder their ‘dirty’ money.

“This includes the need to obtain proof of identity from anyone who wishes to open an account or buy any financial product or service from them.

“A key defence against money laundering is to prevent accounts being opened in false identities.

“Anyone wishing to open or operate an account will therefore be asked for proof of their identity and sometimes their address or date of birth.

“Whatever type of account you want or whatever you want to use your account for, checks will still need to be made. The fact that these checks are carried out does not mean that you are suspected of money laundering.

“Criminals try to appear to be normal law abiding customers, and, for example, they may try to open a number of accounts using small amounts of money.

“So it is necessary to make checks on everyone.

“The best documents for proof of identity are those that are issued by an official authority, cannot be easily forged and include a photograph.”